0800-CITI-BANK

Our Services

Everything you need, under one roof

Comprehensive financial products and services designed to meet your personal and business needs.

Personal Banking

Checking Accounts

No-fee checking with mobile deposit, bill pay, and instant notifications. Earn interest on your balance.

Free monthly
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Savings Accounts

High-yield savings with automatic transfers, goal tracking, and no minimum balance requirement.

4.25% APY
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Money Market

Premium rates with check-writing privileges. Ideal for larger balances seeking both access and growth.

4.75% APY
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Personal Loans

Fixed-rate personal loans from $1,000 to $50,000 with no origination fee and flexible repayment terms.

6.99% APR from
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Home Mortgages

Competitive rates on fixed and adjustable-rate mortgages. Get pre-approved in minutes.

5.25% APR from
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Auto Loans

New and used vehicle financing with same-day approval and dealer-direct options.

4.49% APR from
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Business Banking

Business Checking

Designed for growing businesses with unlimited transactions, integrated payroll, and cash management tools.

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Merchant Services

Accept payments anywhere — in-store, online, and on mobile. Competitive processing rates with next-day deposits.

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Business Credit Lines

Revolving credit up to $500,000 to manage cash flow, fund inventory, or seize growth opportunities.

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Treasury Management

Optimize working capital with automated receivables, payables, and liquidity management solutions.

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Wealth Management & Investments

Portfolio Management

Personalized investment strategies built around your goals, risk tolerance, and timeline.

Retirement Planning

401(k), IRA, and pension optimization. Build a retirement you can look forward to.

Estate Planning

Protect your legacy with trusts, wills, and generational wealth transfer strategies.

Private Banking

Dedicated relationship managers and exclusive products for high-net-worth individuals.

Start investing with confidence

Our team of certified financial advisors will help you build a diversified portfolio tailored to your unique goals.

12.4%

Avg. Annual Return

$500

Minimum to Start

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Digital Banking Experience

Manage your finances from anywhere with our award-winning mobile and online banking platform.

Mobile Deposits

Deposit checks instantly by snapping a photo from your phone.

Real-Time Alerts

Instant notifications for every transaction, login, and balance change.

Zelle® Transfers

Send and receive money to friends and family in minutes.

Bill Pay

Schedule and automate all your bill payments from one dashboard.